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Flexibility

Flexible Card Options

IT'S YOUR CARD offers the ability to create and customize groups of card numbers based on different marketing programs and state laws. Card groups can be configured with options, such as:

Card Valuations
  • Allow customers to purchase cards for any value (starting with $0 balance) and program value at time of purchase.
  • Or, preset the dollar value for a group of cards in one step; racks of $10 and $25 cards at checkout counter encourage impulse buying.
Expiration
  • End outstanding liabilities created by unused cards in circulation.
  1. Expire a limited-time promotion or free gift card offer.
  2. If state law permits, merchant may expire cards upon a period of card inactivity and retain breakage.
  3. In some states, funds must be turned over to the state after so many years of dormancy; this represents a ‘passive’ expiration.
Dormancy “Service” Fees
  • Set the amount and start date for monthly service fees.
  • If state law permits, merchant may assess a service fee after a period of card inactivity to help them reduce outstanding gift card liability and compensate them for the maintenance of such accounts.
Pre-activation
  • Activate a group of cards without a corresponding payment, such as for direct mail campaigns.
  • Sell cards at a location where cards cannot be electronically activated.
Merchant Assignments/Use Restriction by Merchant
  • Associate cards with a Merchant ID and track card origination and redemption by location to measure gift card program effectiveness.
  • Set parameters to sell or redeem cards only at a specific merchant.
Flexible Issuance/
Card Groups
  • Create multiple batches of card numbers with different properties, i.e. $10 cards, $0 balance cards, merchandise returns, promo cards.
Card Registration
  • Register a card to a user at checkout to collect a database of cardholders for future marketing.
  • Some states allow merchants to register cards to cardholders to fulfill property ownership rights so funds don’t escheat to the state.
Deactivation/Reactivation
  • Cards can be suspended for various reasons without affecting balance.
  • A registered cardholder can report a card lost or stolen.
  • If a check used to pay for a gift card bounces, the gift card can be put on administrative hold until a valid payment type is presented.
Reloadable
  • A cardholder can add value to the card after it is activated, encouraging repeat visits.
Combine Card Balances
  • Combine multiple card balances onto a single gift card account.
Net Charge Account
  • Allows you to utilize all IT'S YOUR CARD customer service features (activate, balance inquiry, redemption) without a Point-of-Sale system.
  • Sell and activate gift cards anywhere there is an Internet connection (such as a seasonal kiosk at a mall).
IT'S YOUR CARD User Types
  • Control which employees have access to gift card features.
  • Set clerk permissions, such as sales and redemptions only; Set manager access to issue cards, create batches and view reports.
Program Migration
  • Import your existing gift card/certificate program to IT'S YOUR CARD.
  • Manage and track existing cards/certificates under the same solution you issue, activate, sell, track and redeem new cards.
Restaurant Tip Support
  • Enable customers to leave tips with their gift cards and automatically check for available balance.
Balance Inquiries
  • Clerks can check the balance through the POS system or online.
  • Remaining balances can be printed on the receipt.
  • Cardholders can check their own balances online.

Card Production: IT'S YOUR CARD clients manage the design and presentation of their custom gift cards. IT'S YOUR CARD works with your choice of card vendors and provides information to both encode the magnetic stripe and print account and PIN numbers on the back of the card.




Gift Card

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